Privacy Policy

Last Updated: September 2025

At SummarumFinance.com (“we,” “us,” or “our”), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our loan comparison service (“the Service”).

By using the Service, you consent to the collection and use of your information as outlined in this Privacy Policy. If you do not agree to this Privacy Policy, please refrain from using the Service.

1. Information We Collect
We collect only the necessary personal data to provide our loan brokering affiliate service. The types of personal data we collect may include:

  • Contact Information: Name, email address, and phone number.
  • Loan Preferences: The type and amount of loan you are seeking, and your basic financial details (e.g., income range).
  • Identification Information: Basic details such as date of birth or ID numbers where applicable for identity verification.

We do not collect sensitive financial details, such as bank account numbers or credit card information, directly through our Service. Any detailed information will be collected by the third-party brokers or lenders with whom you choose to apply.

2. How We Use Your Information
We use the personal information collected to:

  • Facilitate the connection between you and third-party loan brokers or lenders.
  • Share your information with relevant brokers and lenders to help you find loan products that meet your needs.
  • Improve and personalize your experience with our Service.
  • Communicate with you about your loan inquiry or any relevant updates.
  • We will only process your data for the above purposes and will never sell or lease your personal data to third parties.

3. Sharing Your Information
We share your personal information with the following categories of third parties:

  • Loan Brokers and Lenders: To assist in matching you with suitable loan offers.
  • Service Providers: Companies that assist us in running the Service, such as IT service providers or email communication platforms.

We ensure that these third parties handle your data with appropriate safeguards and use it solely for the purposes we specify.

4. Legal Basis for Processing (GDPR Compliance)
If you are located in the European Union (EU) or European Economic Area (EEA), we rely on the following legal bases for processing your personal data:

  • Consent: By submitting your information, you give us permission to process and share your personal data with third-party loan brokers for the purpose of finding loan offers.
  • Legitimate Interest: We process certain data to improve the efficiency of our Service and provide relevant information to users.

5. Your GDPR Rights
If you are located in the EU/EEA, you have the following rights under the General Data Protection Regulation (GDPR):

  • Right to Access: You can request a copy of the personal data we hold about you.
  • Right to Rectification: You can request correction of inaccurate or incomplete data.
  • Right to Erasure (“Right to be Forgotten”): You can request deletion of your data, subject to legal and regulatory obligations.
  • Right to Restrict Processing: You can ask us to restrict the processing of your data under certain circumstances.
  • Right to Data Portability: You can request your data in a structured, commonly used, and machine-readable format.
  • Right to Object: You can object to the processing of your data for direct marketing purposes or based on our legitimate interests.

To exercise any of these rights, please contact us at [email protected].

6. Data Security
We use appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no system is 100% secure, and we cannot guarantee the absolute security of your data.

7. Data Retention
We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. Typically, we retain your data for up to 5 years after your interaction with the Service, unless a longer retention period is mandated.

8. International Data Transfers
Your personal data may be transferred to and processed in countries outside the EU/EEA, where data protection laws may differ. We ensure that appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs), to protect your personal information when it is transferred internationally.

9. Cookies and Tracking Technologies
We use cookies and similar technologies to improve the functionality and performance of our Service. These tools help us understand how users interact with the site, personalize content, and improve your experience.

For more information about how we use cookies and how you can manage them, please refer to our [Cookie Policy](link to Cookie Policy).

10. Third-Party Links
Our Service may include links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party services you access through our links.

11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. If we make significant changes, we will notify you by email or through our Service. Your continued use of the Service after any changes take effect constitutes your acceptance of the updated Privacy Policy.

12. Contact Us
If you have any questions about this Privacy Policy, or if you wish to exercise your data protection rights, please contact us at: